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Modern Health Care System

Today, the modern health care system faces a number of problems, which affect the position of many Americans because often they are deprived of an opportunity to receive health care services being unable to cover their health care costs. In this regard, many employees face a number of problems, which prevent them from receiving health care services. In response to numerous challenges, legislators have introduced a number of legal acts, which aim at the protection of Americans and making health care services available to them.

On analyzing, the current situation in the health care system and the position of employees. in this regard, it is worth mentioning a number of issues that arise today. For instance, the job loss and the end of health care plan may represent a threat to the position of many employees because, being deprived of their health care plan, they cannot cover their health care costs.

Furthermore, the retirement and the lack of health care coverage is another problem many Americans may face. They feel uncertain in their future after retirement because they count for support from the part of the state and cannot cover their health care services on their own. Finally, many employees change their job and face the risk of losing their health care coverage plan.

In response to the aforementioned issues, legislators have introduced legislative acts, which aim at the protection of employees. In this regard, it is worth mentioning ERISA focuses on the provision of retired Americans with the possibility to receive health care services and to ensure the coverage of their health care plans. Furthermore, COBRA gives the right and opportunity to employees and their families to continue their health care plans for limited period of time after the job loss. Finally, gag clause law prevents physicians from discussing diagnosis and treatment options with patients if the treatment was not covered in the physician contract. All these legal norms aim at the protection of employees in case of losing job or other important issues, which affect the position of employees.

Thus, taking into account all above mentioned, it is important to place emphasis on the fact that employees need the support from the part of the state to secure their position and health care coverage. In this regard, ERISTA, COBRA and other legal acts aim at the protection and support of employees.

REFERENCES:

Chordas, L. (2006) When Consumer-Directed Plans Met Managed Care. Best’s Review 107 (6); p.78-80. Retrieved on July 26, 2010 from Proquest.

Mechanic, D., (2004). targeting HMOs: stalemate in the U.S. health care debate. Contexts 3 (2); pg. 27. Retrieved on July 26, 2010 from Proquest.

Noble, A. A. and Brennan, T. A. (1999). The stages of managed care regulation: Developing better rules. Journal of Health Politics, Policy and Law 24 (6), 1275, 31 pgs. Retrieved on July 26, 2010 from Proquest.

Rosenthal, M.B., Frank, R.G., Buchanan, J.L. and Epstein, A.M. (2002). Transmission of financial incentives to physician by intermediary organizations in California. Health Affairs 21 (4); pg. 197. Retrieved on July 26, 2010 from Proquest.

Websites (Required)

Managed Care Magazine (2000). Capitation Rates See Large Boost. Retrieved on July 26, 2010 from
http://www.managedcaremag.com/archives/0012/0012.compmon.html.

Managed Care Magazine (2000). Capitation: an update. Retrieved on July 26, 2010 from
http://www.managedcaremag.com/archives/0005/0005.compmon.html.

Managed Care Magazine (2000). Physician Financial Incentives: Another UM Tool Bites the Dust. Retrieved on July 26, 2010 from
http://www.managedcaremag.com/archives/0006/0006.incentives.html.